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Comparing Federal and Private Student Loans
We recommend using all federal loan eligibility before turning to private loans.
Located in Types of Aid / Loans
Federal Direct Loan Interest Rates
Federal Direct and PLUS interest rates for the 2017-18 and 2018-19 academic years
Located in Types of Aid / Loans
Federal Direct Subsidized and Unsubsidized Loans
Federal Direct Subsidized and Unsubsidized Loans (formerly known as Stafford Loans) are available through the William D. Ford Federal Direct Loan Program to help pay for educational expenses. The Penn State Office of Student Aid awards Subsidized or Unsubsidized Loans, or a combination of both, based on financial need.
Located in Types of Aid / Loans
Federal Direct Parent PLUS Loan
You may need funds in addition to your student's Federal Direct Loans to pay for your student's education. The Federal Direct Parent PLUS Loan is available to parents of dependent undergraduate students.
Located in Types of Aid / Loans
Federal Direct Graduate PLUS Loan
As a graduate or professional student, you may need to borrow more than the Federal Direct Loan to pay for your education. The Federal Direct Graduate PLUS Loan can help.
Located in Types of Aid / Loans
Federal Perkins Loan
***Congress did not reauthorize the Federal Perkins Loan Program. No further Perkins awards will be made.*** This section will only provide information about re-payment.
Located in Types of Aid / Loans
Student Loan Repayment Questions
If you are graduating or withdrawing from Penn State and have questions about student loan repayment, contact us!
Located in Types of Aid / Loans