Federal Direct Parent PLUS Loan

The Direct Parent PLUS loan is a federal loan available to the parents of dependent undergraduate students. The Direct Parent PLUS Loan offers flexible loan limits and a fixed 8.05% interest rate for the 2023-24 school year. Eligibility is determined by the applicants credit history.

How to Apply for the Direct Parent PLUS Loan

Parents who are Non-Citizen

Federal Direct Parent PLUS Timeline to Disbursement

You Are in Default on a Federal Loan

Your Direct Parent PLUS Application is Denied

How to Repay or Defer PLUS Loan Payments