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You are here: Home / Types of Aid / Loans / Federal Direct Subsidized and Unsubsidized Loans / Net vs. Gross Loan Amounts for Subsidized/Unsubsidized Loans

Net vs. Gross Loan Amounts for Subsidized/Unsubsidized Loans

Your Direct Subsidized or Unsubsidized Loan will appear on both the Award Summary and Bursar Tuition Bills section on LionPATH; however, the loan amounts will be different.

The loan amount on the Student Aid Summary is the gross amount.

In contrast, the Bursar Tuition Bills section will reflect the net amount after the loan origination fees have been deducted.

Once you have accepted your loan the funds will automatically disburse to your student account after classes begin.

Example 1

You are awarded a $2,750 Direct Subsidized Loan for one semester

  • $2,750 is your gross loan amount
  • $2,721 is your net loan amount that will disburse to your student account (gross amount minus the origination fee)

Example 2

You are awarded a $1,000 Direct Unsubsidized Loan for one semester

  • $1,000 is your gross loan amount
  • $990 is your net loan amount that will disburse to your student account (gross amount minus the origination fee)
Penn State Federal School Code

003329

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