How to Complete Loan Counseling

Loan counseling is a required online tool to help you understand your rights and responsibilities as a Direct Loan borrower. You must complete this requirement before you can receive your Direct Loan.

In most cases, you will only need to complete entrance counseling once during your degree.

To complete the entrance counseling requirement:

  1. Open "Complete Counseling" at
  2. Choose your loan type, then log in with your FSA I.D.
  3. Select the school name "PENNSYLVANIA STATE UNIVERSITY (THE)", and whether you are completing the entrance counseling as an "undergraduate" or "graduate/professional" student
  4. Progress through the counseling tool until you complete all sections

Our office will be notified within 3-5 business days after you complete entrance counseling.