Federal Direct Subsidized and Unsubsidized Loans
Federal Direct Subsidized and Unsubsidized Loans are available through the William D. Ford Federal Direct Loan Program to help pay for educational expenses. The Penn State Office of Student Aid awards Subsidized or Unsubsidized Loans (or a combination of both), based on financial need as determined by the FAFSA.
Holds will be placed prior to the beginning of each semester to check for federal grants and loans that may have been used at another institution. It is a requirement that we check all students to prevent over-certification of federal funds.