Biden-Harris Administration’s Student Debt Relief Plan
President Biden announced his Administration's plan to provide student debt relief to eligible borrowers and give working and middle-class Americans more breathing room.
- Less than $125,000 for individuals
- Less than $250,000 for households
If you are a dependent student, your eligibility is based on your parental income.
What you might be eligible for
- Up to $20,000 in debt relief if you received a Pell Grant in college
- Up to $10,000 in debt relief if you didn’t receive a Pell Grant
How it’ll work
- In October, the U.S. Department of Education will launch a short online application for student debt relief. You won’t need to upload any supporting documents or use your FSA ID to submit your application.
- Once you submit your application, the department will review it, determine your eligibility for debt relief, and work with your loan servicer(s) to process your relief. You will be contacted if any additional information is needed.
- Right now, you don’t need to do anything! You will be contacted when the sign-up period for student debt relief opens.
- You should receive regular updates with more details over the coming days, as we near the application period, which will begin in October 2022 and last through December 2023.
- In the meantime, visit Frequently Asked Questions page to find out more information on the student debt relief program.
Beware of Scams
You might be contacted by a company saying they will help you get loan discharge, forgiveness, cancellation, or debt relief for a fee. You never have to pay for help with your federal student aid. Make sure you work only with the U.S. Department of Education and it's loan servicers, and never reveal your personal information or account password to anyone.
Emails to borrowers come from firstname.lastname@example.org, email@example.com or firstname.lastname@example.org. You can report scam attempts to the Federal Trade Commission by calling 1-877-382-4357 or visit reportfraud.ftc.gov.
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