How to Complete a Loan Agreement (MPN)

You are required to sign a Master Promissory Note (MPN) before you can receive Direct Loan funds.

The MPN is an agreement to repay your Direct Loans along with accrued interest and fees. It also explains the terms and conditions of your loans.

The process takes approximately 30 minutes to complete. To sign the MPN:

  1. Open "Master Promissory Note (MPN)" at
  2. Select the type of Direct Loan MPN that corresponds to your loan and log in with your FSA ID
  3. Progress through the entire MPN process until you complete all sections

If you have technical difficulty signing the MPN, please contact the U.S. Department of Education's Student Loan Support Center at 800-557-7394.

We will be notified within 3-5 business days after you sign your MPN.

Complete an MPN